Office Insurance Package is a comprehensive package of different insurance policies that provide flexibility and cover for various contingencies. A package policy like this avoids you arranging different policies for fire, burglary, machinery breakdown etc. It provides you complete control of managing all your risks in office under one policy. Over and above this, an Office Insurance being a package plan also helps you get good discounts.
- Fire (Building and Contents) : Covers losses caused by fire, lightening, riot, strike, storm, cyclone, flood and terrorism.
- Burglary : Protects contents of your shop against any loss or damage caused by burglary or attempted burglary.
- Burglary of cash in safe : Provides for losses resulting from the burglary of cash kept in safe.
- Cash in transit : Covers losses because of burglary of cash while it is being carried from the bank/ATM to your shop.
- Glass breakage : Covers loss or damage to any fixed plain glass caused by any accident, external and visible means.
- Damage to neon sign : Covers neon or glow signs displayed at your shop premises against damage caused by fire, accident, riot, and flood.
- Cheque forgery : Covers loss caused by forgery or material alteration of cheques, drafts or any other negotiable instruments issued by you or in your favour.
- Fidelity : Covers direct financial losses sustained due to fraud or any dishonest act by your salaried employees.
- Tenant's legal liability : This cover provides for legal liability imposed on you by the property owner on account of damage to property by fire, earthquake, flood and riots.
- Employer's liability : It provides for legal liability to your employees.